What Is The Best Soil for Money Tree Plants - How to Choose

Written by Ivy

Dec 28 2022

What Is The Best Soil for Money Tree Plants - How to Choose

We'll go over some fundamentals of soil in this guide, as well as information that will assist you in selecting the best soil mixture for money tree plants. These relatively simple indoor plants, also known as Pachira aquatica, are. They are well-liked because of their frequently braided trunks, attractive palm-shaped leaves, entertaining umbrella-shaped silhouettes, and inherent value in feng shui. Although they are simple to grow, they do need the right conditions, including the proper potting soil, to flourish.

Money trees need to be able to drain well because they are prone to root rot. Peat-based potting mixes, like cactus blends, make the best soil. The pot you choose must have a drainage hole and be one size larger than the pot it was in.

The Best Soil for Money Tree Plants – the Essentials

A loamy, well-draining potting mixture is preferred by money trees. They can survive in soil that is either acidic or alkaline, but they do best in a substrate that has a neutral pH between 6 and 7.5. They thrive in soil that contains either coco coir and compost, or perlite or vermiculite combined with peat moss and coarse sand.

While shopping for potting mixes, look for ingredient lists that include:

  • Sand
  • Pebble
  • Pumice
  • Perlite
  • Vermiculite
  • Peat Moss

The best pre-made soil for your Money Tree is cactus soil that has already been blended. Peat and sand are typically mixed together in these mixtures. This is a fantastic choice if you need a quick fix or don't have the space to mix your own soil.

Why Soil Choice Matters

Because the right soil will have everything your plant needs to survive, soil and plant health are closely related. In addition to providing the right environment for the plant's root system, aeration, gas exchange, and other structures, this also entails controlling pests and diseases, moisture, nutrients, and pests.

Health and soil quality are impacted even by the pH (acid, neutral, or alkaline) of the potting mixture. The pH of the soil has an impact on its composition, toxicity, nutrient availability, and bacterial growth.

What Are the Primary Components Used in a Potting Soil Mix?

All potting mixes, whether store-bought or homemade, use a variety of components, such as soil bases and additives. Soils come in a wide range, as you might expect. Both naturally occurring soils and synthetic potting mixes share this property.

When you look at natural soil, you'll see it's broken down into three primary particles: sand, silt, and clay. The largest particles are sand, then silt, then clay.

Soil texture is impacted by the mixture of these particles. This texture is used by scientists to categorize soils.

Common Soil Bases:

  • Clay – Mineral fragments in clay are extremely small. It has a poor nutrient content because it has little organic matter. It also retains moisture, has poor drainage, and is easily compacted.
  • Sand – Of all the soil bases, sand contains the biggest particles. They drain quickly and have an irregular shape, which gives plant roots excellent aeration.
  • Silt – Silt is composed of rocks and minerals with a medium size.
  • Loam – Silt, clay, and sand are all present in this topsoil's composition.
  • Peat – Turf is another name for peat, which is organic material that has partially decomposed, like peat moss.
  • Chalk – Chalky soils are typically gravelly, alkaline, and well-draining because they are composed of calcium carbonate.
What Is The Best Soil for Money Tree Plants

Common Potting Mix Additives

The same ingredients are used to create a variety of potting mixes. Here are a few typical potting soil components.

  • Organic Matter/Compost – Living organisms like bacteria and fungi are mixed in with the dead and decomposing matter. The majority of the nutrients in soil are derived from organic matter.
  • Sphagnum Moss – Improves moisture absorption is dried sphagnum moss. In sandy soils, it is typically applied.
  • Coco Coir – Additionally, these chopped coconut husks help naturally dry substrates retain moisture.
  • Vermiculite – Vermiculite, which contains a variety of minerals, gives mixtures nutrients while also lightening and aerating them.
  • Pine Bark Fines – As they break down, these pine bark slivers provide nutrients and aid in moisture retention.
  • Pumice – This volcanic rock facilitates soil aeration and loosening. It is frequently applied to improve clay substrates.
  • Perlite – Perlite, a volcanic glass, lightens and keeps soil loose while preventing compaction.
  • Sand – Sand is used as a soil base and as an additive for aeration, drainage, and the avoidance of compaction.
  • Soil Activator – A synthetic product called soil activator aids in the release of nutrients from the soil, increasing their availability to plants.
  • Rocks/Pebbles – In soil, gravel drains quickly. Gravel facilitates plant roots' access to deeper soil layers in arid areas, where there is more water to be found.

The Most Important Factor When Replanting a Money Tree

A money tree can be killed most easily by receiving too much water. This is crucial to keep in mind when choosing the best soil and container for your money tree. Giving it too much water too frequently is the most obvious way to overwater a plant out of several possible methods. However, drainage issues may also be the cause of overwatering.

This occurs when your pot lacks a drainage hole, when the soil you're using is slow-draining, or when the pot your money tree is planted in is too big for the plant and it takes too long for the soil to dry out between waterings.

The soil remains wet for a long time when a plant cannot drain after watering. Your tree may suffer from root rot and a variety of other issues as a result. When choosing the best soil and container for your Money Tree, keep this in mind. (Read this article if you think your money tree may have been overwatered).

Before we leave watering, there is one more point to make. Water money trees completely and thoroughly, up until the water drains out of the drainage hole in the bottom of the container. Watering your tree deeply is much better for it than frequent, shallow watering.

Common Signs You're Using the Wrong Soil Mix for Money Tree Plants

A money tree's younger leaves turning yellow or brown or the development of a soft, discolored, or mushy trunk could be signs of root rot and excessively moist soil.

Your soil's pH may be off if your money tree is growing slowly or isn't producing as many lush leaves as you would anticipate. Although they can thrive in both acidic and alkaline soils, money trees perform better in neutral potting soil.

The Importance of Well-Draining Potting Soil for Money Tree Plants

Money trees are native to swampy regions of Central and South America, but they cannot withstand excessive moisture and are particularly prone to root rot.

Money trees need to be grown in containers with lots of drainage holes and potting soil that quickly disperses water because of this.

What PH Levels in the Soil Are Best Suited to Money Tree Plants?

pH levels between 6 and 7.5 are ideal for money tree growth in neutral soil.

When Should I Repot My Money Tree?

The money tree can get up to eight feet long, so you'll need to repot it whenever it outgrows its container.

You should recognize that the plant has become root-bound if you see that the roots of your money tree have grown long and are protruding from the drainage holes. Its growth will slow down if you don't repot it soon.

Repottering the money tree is ideal to do every two to three years. Even if it is not root-bound, you should repot the plant.

Repotting gives the plant more nutrition than it would from new soil. Over time, the old soil starts to lose its nutrients and turns acidic, which is bad for plants.

If your money tree has root rot, it will need to be replanted in order to recover.

The money tree should be replanted in the spring and summer when it is actively growing. Repotting in the winter may be harmful to the plant.

The Ultimate Money Tree Plant Soil Mix Home Recipe

If you like getting your hands in the dirt, you can create your own perfectly neutral, well-draining, loamy potting mix for a money tree at home by mixing up the following recipes:

  • Equal parts peat moss, perlite or vermiculite, and coarse sand
  • Equal parts coco coir, compost, and perlite or vermiculite

To make your mixture stick and blend well, you can add a little moisture while mixing. Just be careful not to add too much water that the mixture gets mushy.The Best Pre-Mixed Soils for Money Tree Plants

You can buy a pre-mixed potting medium made specifically to keep your money tree healthy if you prefer a less messy alternative to the houseplant craze.

  • Birch Seed Soils money tree soil Blend
  • Bloomscape Potting Soil
  • Dirtco. House & Tropical Plant Potting Soil
  • Hoffman Organic Cactus & Succulent Soil Mix
  • Miracle-Gro Indoor Potting Mix

How to Pick the Best Container for Your Money Tree

You must choose a container that is the right size and allows water to flow freely from the plant if you want to give your money tree the best possible new home.

You have two options when selecting the size of your new container: either you move your tree into a pot that is one size larger than its previous residence or you leave it in a pot that is the same size. You must take into account the ultimate height you want your Money Tree to grow to determine which is best for you. A height of 8 feet is the maximum that your money tree will reach. Every time you repot your Money Tree, gradually increase the size of the pot to promote this growth. The new pot should have a diameter that is roughly two inches larger than the old one.

To hasten the growth of your Money Tree, resist the urge to purchase a big pot. An excessive amount of water will be retained in a pot that is significantly bigger than your money tree. Your tree's roots will become rotted by this moisture.

How large is your money tree, in your opinion? By selecting a pot that is the same size as your current pot, you can maintain its size. If your Money Tree's roots have grown too long, cut them back by ¼. You can repot your money tree in its new container after the roots have been pruned.

Do Money Tree Pots Need Drainage Holes

Money trees require a drainage hole in their pot at the very least. They need deep, intermittent watering, and the main sign that they are being properly watered is when you see water dripping from a drainage hole.

Money trees are particularly prone to oversaturation-related root rot. The ideal number of holes is more, but one hole is the absolute minimum. The additional holes enable the water to drain efficiently and quickly. Replace your Money Tree pot right away if it doesn't currently have any drainage holes.

There is a straightforward method to prevent soil from draining out of the drainage hole with the water if you are concerned about this. Cover the drainage holes in your Money Tree with a fine mesh material, such as cheesecloth or a coffee filter, before replanting it. This barrier will retain the soil and let the water drain through

Closing Thoughts

When selecting soil and containers for your Money Tree, drainage is the key concept to bear in mind. The majority of the soil should be made up of materials that drain well, with a small amount of organic material. Mixtures of bonsai and cacti are ideal. In order to keep the roots dry, your pot needs to have numerous drainage holes. And keep in mind that when repotting, you should either buy a slightly larger pot or find a container that is similar in size to your current one.


Even though you are better informed about picking the right soil for money plants, you might still want to learn more about how to take care of a money tree and how to use the soil. Here are some responses to some of the most frequent queries about soil for money tree plants.

Q. What Kind of Potting Mix Should I Use for a Money Tree?

A money plant should be grown in potting soil that drains well and contains only a small amount of fertilizer.

Q. Can I Use Cactus Soil for a Money Tree?

It's a great choice for money trees because cactus soil is made to be well-draining.

Q. is Miracle-Gro Soil Good for Money Trees?

Money trees can be planted in a variety of Miracle-Gro soil varieties, but our top pick is the Miracle-Gro Cactus, Palm & Citrus Potting Mix.

Q. Are Coffee Grounds Good for Money Trees?

Gardeners should use caution when fertilizing money trees with coffee grounds because they are moist. They might result in the soil getting too wet.

Q. is Epsom Salt Good for Money Trees?

Magnesium and sulfur are two essential micronutrients for money plants, and they are both present in epsom salt.